Prior to his successful years in finance Rich spent six years in retail. In 2000 he pursued his bachelor degree in business management from St. John’s University while working for a New York base accounting firm. Upon graduating, he began personal and company financing for Maho Bay Inc. Understanding the importance of higher learning, he returned to St. John’s to pursue his MBA in financing. Since then, Rich has accumulated a tremendous amount of experience working for Citigroup, Lehman Brothers, among other financial institutions across the country.